Export Finance Solutions for SMEs

Boost your Exports with Collateral-Free Trade Finance

What is Export Finance?

Selling goods in the international market opens up a great set of opportunities for exporters. But the biggest challenge most exporters face are long payment cycles from buyers. While large and established businesses face few challenges in accessing funds from banks, small and medium enterprises have difficulty accessing working capital. Banks (and other similar institutions) require SMEs to periodically submit proofs of hard collateral and organised financial statements, which many lack. For an SME exporter to grow, access to a steady flow of working capital is essential at every stage in business, from procurement of raw materials to produce the goods to shipping the finished products to an importer overseas. Drip Capital’s Export Finance solution helps bridge this credit gap between small and large enterprises by making it easier for an SME to gain access to export finance without the need of any hard collateral or business financials. Our invoice factoring service is tailormade for SMEs to inject additional working capital into their business and finance future export orders. At the click of a button, you can submit invoices online, get upto 80% of the invoice value, and leave the collection of invoices to Drip Capital.

Why Export Finance?

Have you extended a credit period to your foreign buyers? Do you often wait for buyer payments? Is your bank’s restricted credit facility limiting the growth of your export business? Do you want a financial solution that is fast, paperless, reliable, transparent and collateral-free? If you have answered yes to any of the above questions, you need export finance to get that competitive advantage. Here’s how our solution can help you grow your business.

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Extend flexible payment terms to your foreign buyers
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Get a line of export credit over and above your bank’s credit facility
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Spend less time collecting buyer payments
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Never say no to any export order due to lack of capital
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Extend flexible payment terms to your foreign buyers
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Reduce your dependence on bank loans

How Does Export Finance Work?

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Submit invoice digitally on Drip's Portal
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Get 80% invoice value in advance
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Buyers pays 100% to Drip capital
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We pay you remaining 20% less our charges

Why Choose Drip Capital

We are a fintech company focused on solving the working capital problem for emerging market SME exporters by leveraging data and technology. We are re-building core parts of international trade finance infrastructure to level the playing field for small businesses
Collateral free working capital
Collateral free working capital
Fund your exports growth using your foreign trade receivables.
Credit limit up to $2.5 Million
Credit limit up to $2.5 Million
Get post-shipment export credit line up to $2.5 million.
Competitive pricing
Competitive pricing
Cost of export financing can be as low as 0.7% per month basis credit evaluation.
Paperless, swift, transparent
Paperless, swift, transparent
Use Portal by Drip Capital for faster fulfilment and end-to-end service
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Receive cash advance against your trade receivables

Quick facts on Drip Capital

$750 M

of Trade Financed

750+

Exporters

70+

Cities

60+

Countries

Our Partners

eepc
chemexcil
fieo
svb
wells-fargo

Growth Stories

Learn about how we’ve 10xed exporters

Tatva Enterprise LLP

Exporter of Plastic products from Maharashtra

7x Increase in Turnover USD millions

We started factoring our export invoices with Drip in FY17-18 and by 18-19 we were getting almost 25% of our invoices financed by them. With the boost in working capital and increased competitiveness in foreign markets because of better terms of sale, our turnover has shown a substantial increase.

7x Increase in Turnover USD millions
Al Sami Agro Products

Exporter of frozen foods from Andhra Pradesh

3x increase in Turnover USD millions

As an exporter you may have a great offering, but without easy access to short-term finance, you face challenges in scaling and have to let go of many opportunities. Drip Capital’s easy and efficient export finance solution has helped us ensure there is continuous cash flow in our business. Now we can convert possibilities which we otherwise would have passed on. The result has been a 220% jump in sales in FY19.

3x increase in Turnover USD millions
Satya Impex

Exporter of Red chillies from Andhra Pradesh

50% wallet share USD millions

When we started our business in 2017, traditional lending institutes could not keep up with the increasing orders from our buyers. With Drip capital fulfilling our working capital requirement, in FY 19 our business reported massive growth as compared to the previous year, over 50% of those export invoices were financed by Drip.

50% wallet share USD millions
Pari Agro Exports

Exporter of Basmati Rice from Punjab

4x increase in Turnover USD millions

Drip’s factoring service has ensured that our liquidity doesn’t remain tied up in invoices for a long time. Since the start of our collaboration, we have been able to cater to more buyers and our export turnover has increased 4x between FY17-18 and FY18-19.

4x increase in Turnover USD millions

In the news

Hindu
Tech Crunch
ET Tech
YourStory
Live Mint
Fortune India
VC Circle
Bloomberg Quint
Tech Circle
Financial Express

Experience the power of export financing with Drip capital

You’ve got questions…. We’ve got answers

No, we do not offer pre-shipment export finance currently. However, we do provide post-shipment export finance on very attractive terms.
I require pre-shipment export finance to help with purchase of goods, can you help arrange for the same?
No, we do not offer pre-shipment export finance currently. However, we do provide post-shipment export finance on very attractive terms.

Export Finance Resources

Export Finance - Why is it required and Types
Export Finance - Why is it required and Types
Learn More
Invoice Factoring: Easy Access to Working Capital for your Business
Invoice Factoring: Easy Access to Working Capital for your Business
Learn More
Government Loan Schemes to Finance your MSME Business
Government Loan Schemes to Finance your MSME Business
Learn More

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