2025 at Drip Capital has been a year of institutional milestones, AI-driven growth, and $8 billion in enabled global trade.

In 2025, India emerged as the world’s critical growth engine. Despite a volatile global backdrop, the nation’s exports surged to a record $825B — a 6% jump that defied the odds. While India’s exports climbed, we were on the ground making sure the capital was there to keep them moving.

The Massive Gap in Indian Trade

India’s export engine is running hot, but it’s running low on fuel. Right now, bank credit covers less than 30% of the country’s goods being shipped abroad. This creates a massive $200 billion trade finance gap for small and medium businesses that stops growth in its tracks.

A key problem for most businesses has been a lack of access. Traditional banks often have a limited appetite for risk, demanding heavy collateral that most SMEs simply don’t have. This leaves thousands stuck on the sidelines, unable to take on new orders despite a world that wants to buy from them.

By leveraging a collateral-free lending model and an AI-powered risk assessment where others saw complexity, Drip Capital was able to fuel a 3x year-over-year growth in our core corridors. This technological edge allowed us to officially cross $8 billion globally this year.

Capital Strength

Resilience was backed by significant capital milestones. We secured a $75M credit facility from TD Bank. This partnership, our first with TD Bank, specifically accelerates our expansion in North America. As our CEO & Founder, Pushkar Mukewar, puts it: “Our mission is simple: to make global trade more accessible for small businesses... This facility allows us to extend that support at scale.”

Beyond The Numbers

The recognition we received in 2025 suggests that the path we have chosen is resonating with the broader financial community. In India, being honoured with the ETBFSI Exceller Award for Excellence in Digital Lending was a meaningful moment for us.

On a broader scale, joining the World Economic Forum’s Unicorn Community and being named a Hurun ‘Soonicorn’ has allowed us to share our insights with a global network of innovators. We also found ourselves among the Top 10 in the Forbes Select 200 cohort, a list that highlights companies making a tangible difference in their sectors.

A Culture of Shared Recognition

The capacity to navigate a volatile global market is ultimately a human one, rooted in a team that reflects the complexity of the trade routes we finance. Our most enduring advantage is the quiet culture of inclusion and development that powers this growth, highlighted by our official Great Place to Work (GPTW) certification.

In 2026, we are focused on more than just finance. We are building a system that makes global trade work for everyone. We are here to ensure our clients and partners can grow based on their ambition, regardless of where they are.

Watch this space as we continue to redefine what’s possible for global trade.