$9B+ financed
11,000+ SMBs
One mission
Drip Capital is a leading working capital provider for small and mid-sized businesses, backed by investment partners like Peak XV Partners, Accel, and Y Combinator, with a global presence spanning the US and India.
A global leader in
working capital finance
Drip Capital is one of the world's leading working capital providers for small and mid-sized businesses engaged in any and all trade. We operate at the intersection of technology and finance, deploying sophisticated data models to underwrite businesses faster and more accurately than traditional institutions ever could.
With over $9B financed across 11,000+ businesses, we have proven at scale that SMBs deserve the same quality of capital as the largest corporations, delivered in 24 hours, not weeks, and without the complexity that banks routinely demand.
Headquartered in Palo Alto with operations in Mumbai, and backed by Accel, Peak XV Partners, Wing VC, Y Combinator, Transpose Platform, GC1 Holdings, GMO Internet Group, and SMBC, Drip Capital is purpose-built to serve the next generation of global trade.
What guides everything we do
Speed as a Feature
Every business decision has a time value. We obsess over reducing time-to-capital so our customers can seize opportunities before they pass.
Partnership Mindset
We're not just lenders. We're partners in your growth. Your success is our success. We grow our facilities as our customers grow.
Data-Driven Trust
We use technology and data to see what traditional banks miss: the full picture of a business's health and potential, not just a credit score.
Customer Obsession
Everything we build starts with the customer. Simpler applications, faster approvals, better service, all driven by listening to the businesses we serve.
Global Perspective
Business is global. Our products and team reflect that. We serve businesses across the US and India with a deep understanding of global businesses.
Radical Transparency
We believe in clear, honest communication: no hidden fees, no confusing terms. What you see is what you get with Drip Capital.
Funded by leading financial institutions
Where we work
Palo Alto, California
1885 El Camino Real Palo Alto, CA 94306 United States
Mumbai, India
2nd Floor, Building No. 12, 1221, Solitaire Corporate Park Guru Hargovindji Marg, Chakala, Andheri East Mumbai, Maharashtra 400093 India
What they're saying about us
Drip Capital is reinventing trade finance for the SMB market.
Y Combinator-backed Drip Capital raises $45M to expand trade finance.
The fintech startup making trade finance accessible to small importers.
Join the Drip Capital family
Whether you're a business looking for capital, an investor, or a talented professional looking to join our team, we'd love to hear from you.