This website requires JavaScript.
Pro Tool

Working Capital
Calculator

Plug in your numbers and see how much working capital your business has tied up in its cash cycle, and the gap your current funding does not cover.

Enter approximate annual figures. We use them to estimate your cash conversion cycle and working capital gap.

$
$
days
Average days your customers take to pay you
days
Average days you take to pay your vendors
days
How long inventory sits before it sells
$
Your Working Capital Gap
$400,000
The cash your cycle ties up beyond what your existing short-term debt already covers. This is the gap Drip Capital can close.
vs. Materials / Commodities
Below your industry average
Your cash conversion cycle is 120 days. The typical range for Materials / Commodities is 133โ€“147 days (around 140 on average).
Explore funding options โ†’

Credit decision in 48 hours ยท No application fee

How It's Calculated

Understanding your working capital gap

Step 1

Cash Conversion Cycle

How many days your cash is tied up between paying vendors and collecting from customers.

Receivables + Inventory โˆ’ Payables
Step 2

Working Capital Need

Your daily operating cost (COGS รท 365) multiplied by the days your cash stays locked in the cycle.

Daily Operating Cost ร— CCC
Step 3

Working Capital Gap

What your cycle needs beyond the short-term debt you already have in place. That is the gap to close.

Working Capital Need โˆ’ Existing Debt

Ready to close your working capital gap?

Get a credit decision in 48 hours. No hidden fees, no delays.