We fund your business up to $3M. One-time credit decision within 48 hours, then transactions are processed in 24 hours.
We pay your vendors. Repay us later.
We pay your vendors on your behalf so you preserve cash and keep orders moving. You repay us in up to 90 days.
Learn More →Unlock cash tied up in unpaid invoices.
We advance cash on your unpaid invoices today, instead of you having to wait 60–90 days for your customer to pay.
Learn More →Flexible capital, on demand.
A revolving credit line for any business need. Draw what you need, repay, and draw again. Capital that moves with you.
Learn More →A one-time credit decision within 48 hours. After that, funding in 24 hours — every time.
Complete a brief online application. We'll review your trade data and business activity to assess your business, not just your credit score.
Your credit decision takes just 48 hours. After that, you get access to cash in 24 hours, every single time.
Your dedicated account manager is with you every step of the way. As your business grows, your credit facility grows with you.
Businesses across the US trust Drip Capital to keep their working capital moving.
Incredibly easy and smooth process
Incredibly easy and smooth process, highly recommend. The team was responsive from day one and funding was faster than any bank I've worked with.
A real partner, not just a lender
Unlike traditional banks, Drip understood our business. Approved in 24 hours, no collateral, and a credit line that actually grows with us.
Fast, transparent, no surprises
No hidden fees, fast turnaround. We've been a Drip Capital customer for 3 years and they've been a true partner in our growth.
Helped us scale when it mattered most
We needed to fulfil a large order fast. Drip stepped in within 24 hours. We grew 40% that year. That wouldn't have happened without them.
Best financing experience I've had
Timing and supply consistency are everything in our industry. Drip let us secure bulk materials when prices were right, without locking up cash.
Simple, fast and professional
The application took minutes. Decision came in under 24 hours. Our dedicated account manager has been outstanding, responsive and proactive.
Incredibly easy and smooth process
Incredibly easy and smooth process, highly recommend. The team was responsive from day one and funding was faster than any bank I've worked with.
A real partner, not just a lender
Unlike traditional banks, Drip understood our business. Approved in 24 hours, no collateral, and a credit line that actually grows with us.
Fast, transparent, no surprises
No hidden fees, fast turnaround. We've been a Drip Capital customer for 3 years and they've been a true partner in our growth.
Helped us scale when it mattered most
We needed to fulfil a large order fast. Drip stepped in within 24 hours. We grew 40% that year. That wouldn't have happened without them.
Best financing experience I've had
Timing and supply consistency are everything in our industry. Drip let us secure bulk materials when prices were right, without locking up cash.
Simple, fast and professional
The application took minutes. Decision came in under 24 hours. Our dedicated account manager has been outstanding, responsive and proactive.
Can't find what you're looking for?
Talk to Our Team →We work with all kinds of product and service businesses, including manufacturers, wholesalers, and distributors. We look at your business performance and trade history, not just your credit score.
Your credit decision comes within 48 hours of completing the application. After that, every invoice you fund or draw you take is funded within 24 hours.
No. Drip Capital does not require hard asset collateral like real estate or equipment. Our underwriting is based on your business's trade performance, receivables quality, and financial health.
Credit facilities typically range from $50,000 to $3 million, depending on your business size, revenue, and trade activity. Your facility grows as your business grows. We regularly review and increase limits for active customers.
Press ReleaseDrip Capital has deployed over $9 billion to more than 11,000 US and international businesses, cementing its position as the leading tech-driven working capital platform for SMBs.
Read moreReceivables financing is changing the game for importers stuck in long payment cycles. Here is how it works in practice.
Read moreA practical breakdown of both options so you can choose what fits your business right now, not five years from now.
Read more