Three flexible working capital products built for growing businesses. Compare side-by-side to see which fits your cash flow needs.
| Feature | Vendor Financing Pay suppliers, repay later | Receivables Financing Cash against invoices | Line of Credit Revolving capital |
|---|---|---|---|
| What it does | Drip pays your vendor, you repay Drip later | Get cash against unpaid customer invoices | Revolving credit line for any business need |
| Best for | Buying inventory / paying suppliers | Unlocking cash stuck in receivables | Flexible, on-demand working capital |
| Funding amount | $50K โ $3M | $50K โ $3M | $50K โ $3M |
| Repayment terms | Up to 90 days | When customer pays invoice | 6 equal monthly repayments |
| Credit decision speed | 48 hours | 48 hours | 48 hours |
| Funding speed | Vendor paid in 24 hours | Cash in 24 hours | Funds drawn in 24 hours |
| Collateral required | None | Invoices assigned | None |
| Customer notification | Not required | Required | Not required |
| Funding structure | Per transaction | Per invoice | Revolving credit |
| Use whenโฆ | Vendor wants payment before your customer pays you | Customers take 60โ90 days to pay | You need flexible, on-demand capital |
| Learn more โ | Learn more โ | Learn more โ |
Each product has its own qualification requirements. Here's a quick overview.
Talk to our team; we'll recommend the right product based on your business.