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Compare Products

Find the right financing for your business

Three flexible working capital products built for growing businesses. Compare side-by-side to see which fits your cash flow needs.

Side-by-Side

Choose the product that matches your need

Feature Vendor Financing Pay suppliers, repay later Receivables Financing Cash against invoices Line of Credit Revolving capital
What it does Drip pays your vendor, you repay Drip later Get cash against unpaid customer invoices Revolving credit line for any business need
Best for Buying inventory / paying suppliers Unlocking cash stuck in receivables Flexible, on-demand working capital
Funding amount $50K โ€“ $3M $50K โ€“ $3M $50K โ€“ $3M
Repayment terms Up to 90 days When customer pays invoice 6 equal monthly repayments
Credit decision speed 48 hours 48 hours 48 hours
Funding speed Vendor paid in 24 hours Cash in 24 hours Funds drawn in 24 hours
Collateral required None Invoices assigned None
Customer notification Not required Required Not required
Funding structure Per transaction Per invoice Revolving credit
Use whenโ€ฆ Vendor wants payment before your customer pays you Customers take 60โ€“90 days to pay You need flexible, on-demand capital
Learn more โ†’ Learn more โ†’ Learn more โ†’
Which One Fits You?

Quick decision guide

Vendor Financing

Choose Vendor Financing ifโ€ฆ

  • You import goods or buy from suppliers with short payment terms
  • Your customers pay you in 60โ€“90 days but vendors need payment sooner
  • You want to preserve cash while scaling your supply chain
Explore Vendor Financing โ†’
Receivables Financing

Choose Receivables Financing ifโ€ฆ

  • You have $1Bn+ revenue enterprise buyers with net-60/90 terms
  • You've already shipped and invoiced
  • You want to convert unpaid invoices into working capital
Explore Receivables Financing โ†’
Line of Credit

Choose Line of Credit ifโ€ฆ

  • You want a flexible, pre-approved limit to draw anytime
  • Your cash needs vary month to month
  • You prefer predictable monthly repayments (6 installments)
Explore Line of Credit โ†’
Eligibility Criteria

Qualifying for Drip Capital

Each product has its own qualification requirements. Here's a quick overview.

Vendor Financing
  • US-based business
  • Minimum 2 years of operations
  • Buying from suppliers with payment terms
Receivables Financing
  • US-based business with $1M+ annual revenue
  • Buyers must be $1Bn+ revenue (creditworthy enterprise)
  • Must allow customer notification of invoice assignment
Line of Credit
  • US-based business
  • Minimum 2 years of operations
  • Active working capital needs

Not sure which product fits?

Talk to our team; we'll recommend the right product based on your business.