Working capital for
food & beverage businesses
From packaged and processed food brands to the importers, distributors, and growers who supply them, your cash goes out long before it comes back. You pay vendors upfront, hold perishable stock, then wait 60–90 days for grocery chains and distributors to pay. Drip Capital frees the cash trapped in that cycle, built around the way your business actually runs.
Where your cash gets trapped in food & beverage
Paying Vendors & Suppliers Upfront
You pay producers, packagers, and overseas vendors before goods sell, and if you import, before they've even landed. Cash goes out at the start of the cycle, long before any comes back.
Seasonal Demand Spikes
Holidays and peak seasons mean producing and stocking up months ahead, so cash goes out long before it comes back.
Slow-Paying Retail & Grocery Buyers
Grocery chains, big-box retailers, and distributors take 60 to 90 days to pay. You've already paid for production and packaging, now your cash sits in their accounts payable, not yours.
Drip Capital products built for food & beverage
Vendor Financing
Pay vendors and overseas suppliers upfront. Drip pays your producers, growers, and overseas vendors on time; you repay as you process, import, and sell. Pay abroad before goods land, without draining your cash.
Learn more →Line of Credit
Built for holidays and peak seasons. Draw what you need ahead of a peak season, holiday rush, or import cycle, then repay over the following months as inventory sells. A revolving line that moves with your demand instead of against it.
Learn more →Receivables Financing
Get paid now, not in 90 days. Turn invoices from grocery chains, distributors, and retailers into cash within 24 hours, and put it straight back into your next production run.
Learn more →"We supply packaged and processed foods to grocery chains on net 60. Drip Capital's Receivables Financing turns those invoices into cash within 24 hours, so we can pay our producers and keep product on the shelf instead of waiting two months to get paid."
Grow your food & beverage business
We understand seasonal demand, perishable stock, and slow-paying retail and grocery buyers. Get capital that works with your cycle, not against it.