Working capital for
manufacturers
Manufacturing ties up cash at every step: you pay vendors, fund production, then wait 60–90 days after selling to get paid. Drip Capital frees the cash trapped in your production cycle, so growth never waits on a customer's terms.
Where your cash gets trapped in manufacturing
Bulk Material Purchases
Bulk orders cut your unit cost, but tie up cash for weeks until you sell.
Cash Tied Up in Production
Between paying vendors and finishing goods, your cash sits on the floor as work-in-progress. It's value you own but can't spend.
Slow Customer Payments
Then your customers take 60 to 90 days to pay. You've covered every cost upfront and still wait months to see the cash come back.
Drip Capital products built for manufacturers
Vendor Financing
Take the bulk deal without draining your cash. Drip pays your vendors now; you repay on terms up to 90 days, and lock in the lower unit cost.
Learn more →Line of Credit
Funds the gap while goods sit in production. Draw cash to cover payroll, overhead, or a sudden order, then repay as goods sell, so work-in-progress never stalls for lack of cash.
Learn more →Receivables Financing
Gets you paid now instead of in 90 days. Turn unpaid invoices into cash within 24 hours. Stop financing your customers' 60-to-90-day terms out of your own pocket, and put the cash back to work.
Learn more →"Drip Capital changed how we manage our production cycles. We used to have to delay orders when cash was tight. Now we have Vendor Financing to pay our material vendors while we wait for payment from our distributors. Production never stops."