The Drip Capital Blog
Insights on finance, working capital, and the realities of international trade: exports, imports, shipping, logistics, and customs clearance.
Resource Library
Commercial & Industrial (C&I) Loans: What They Are & How They Work
Commercial and industrial loans explained: what C&I loans are, how they work, loan types, qualification rules, and 2026 rate data from the Federal Reserve.
What Is Asset-Based Lending? A 2026 Guide for US Businesses
Asset-based lending turns receivables, inventory, and equipment into a borrowing base. See how it works, what it costs, and how it differs from factoring.
C&I Loans vs. Working Capital Loans
C&I loans vs working capital loans explained: how a bank classification differs from a financing purpose, where they overlap, and how to pick the right framing.
C&I Loan Interest Rates
C&I loan interest rates explained: how banks price the benchmark plus spread, current rate data, what moves your price, and how to negotiate a better rate.
What Is a Vendor Agreement? A Guide for Businesses
A Vendor Agreement sets the rules for scope, quality, payment, and disputes. Learn what to include, when you need one, and mistakes to avoid.
Working Capital Loan for Business: How It Works
How a working capital loan actually works: applying, underwriting, disbursement, and repayment structures, so you know what to expect before you apply.
Commercial Line of Credit Rates: What to Expect in 2026
Commercial line of credit rates vary by lender type and risk. See current bank, online, and MCA ranges, plus what really drives your credit rate in 2026.
Operating Capital Loan vs. Supply Chain Finance
See where an operating capital loan and supply chain finance each fit in your cash cycle, from placing an order to collecting payment from your buyer.